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City reacts to new FSA remuneration code

first_img FINANCIAL services firms are now subject to the world’s toughest bank bonus curbs after City regulator the Financial Services Authority published its new remuneration code.But the new rules, which will affect 2,700 financial firms in the UK from January, will not be binding for many smaller institutions and more specialist financiers.The new code bans guaranteed bonuses of more than one year, and specifies that up to 60 per cent of variable pay must be deferred when rewarding the most serious risk takers. Senior risk takers face a cash cap on bonuses of 20 per cent and at least half of all non-deferred bonuses must be paid in shares. It also stipulates that an appropriate ratio of variable to fixed pay should be set by firms, but gives no specific guidance on this. But of four tiers of firms outlined in the code, those in tiers three and four – small banks and building societies, and firms that do not put their balance sheets at risk – may be exempt from many of the stricter rules.“The most significant of these are the requirement to have a UK-based remuneration committee, deferral, and the proportion of variable remuneration paid in shares. For other rules, the FSA will apply a discretionary approach that is likely to result in less-onerous requirements,” the FSA said.The move means that many investment managers and businesses operating an agency model will escape the specific requirements to defer remuneration and pay bonuses in shares, said PriceWaterhouseCoopers.But larger banks will be forced to rein in their remuneration substantially from January, just as the 2010 bonus round gets under way.The British Bankers’ Association hit back at the news, saying the financial services sector contributes significant tax revenues and UK banks should not be put at a competitive disadvantage to rivals outside Europe.“Until there is a genuinely global consensus on pay in financial services, the challenge for policymakers will be to ensure the UK continues to attract this valuable business,” it said in a statement.Jon Terry, remuneration partner at PriceWaterhouseCoopers said: “Retaining talent in a sector where financial reward is often the main motivator and workers are internationally mobile will be more challenging than ever. “It remains to be seen how London’s lure as Europe’s dominant financial centre will be affected as the reality of the pay changes begins to bite.”The code aims to align remuneration principles across the EU and reflects the changes set out by its Committee of European Banking Supervisors last week. whatsapp alison.lock Show Comments ▼ Tags: NULL Share by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStoryTotal PastThe Ingenious Reason There Are No Mosquitoes At Disney WorldTotal PastMoneyPailShe Was A Star, Now She Works In ScottsdaleMoneyPailSerendipity TimesInside Coco Chanel’s Eerily Abandoned Mansion Frozen In TimeSerendipity TimesBrake For ItThe Most Worthless Cars Ever MadeBrake For ItBetterBe20 Stunning Female AthletesBetterBeMagellan TimesThis Is Why The Roy Rogers Museum Has Been Closed For GoodMagellan TimesElite HeraldExperts Discover Girl Born From Two Different SpeciesElite HeraldHealthyGem”My 600-lb Life” Star Dropped 420 Pounds, See Her NowHealthyGem City reacts to new FSA remuneration code Friday 17 December 2010 11:48 am whatsapplast_img read more

Kangwon Land revenue falls 63.5% in first half

first_imgCasino & games Regions: Asia South Korea Kangwon Land revenue falls 63.5% in first half Email Address 11th August 2020 | By Daniel O’Boyle Subscribe to the iGaming newslettercenter_img Topics: Casino & games Finance Korean casino and resort operator Kangwon Land’s revenue fell 63.5% to KRW270.64bn (£174.6m/€193.9m/$228.7m) in the first half of 2020, after its venues were open only to VIP customers for much of the second quarter of the year.Of Kangwon Land’s revenue, KRW228.8bn came from casino gaming.Of this total, just under half came from table games, at KRW101.8bn. Slot machine revenue came to KRW87.3bn while VIP room revenue benefited from these rooms being the first to reopen and came to KRW64.8bn. Meanwhile, KRW21.9bn was paid back out to players in bonuses.Non-casino revenue came to KRW42.4bn, with hotels making up KRW19.9bn of this total and skiing a further KRW10.2bn. Condos broughts in KRW9.0bn and golf KRW2.2bn.Kangwon land made an operating loss of KRW290.59bn for the first half, compared to a profit of KRW297.87bn in 2019, while pre-tax losses came to KRW292.70bn.Kangwon Land’s net loss for H1 totalled 201.68bn, a sharp fall from a net profit of KRW153.39bn in H1 of 2019.Turning to the three months ending 30 June, the operator reported revenue of KRW34.63bn, down 90.5%, of which KRW28.3bn came from casino gaming, down 91.4%.With Kangwon Land’s casino operations closed to most of the general public for the entire second quarter, only its VIP rooms could generate gaming revenue. Therefore all of gaming’s contribution came from VIP rooms, with table and slot revenue from the casino floor falling to zero. Before accounting for the KRW3.6bn in bonuses, revenue from these rooms fell 48.2% to KRW31.9bn.This came on stakes of KRW145.0bn, down 90.9% and from just 2,364 customers, down 99.6%.Among non-gaming sources, a 92.0% decline in hotel revenue to KRW2.0bn allowed golf to be the largest contributor, as revenue stayed stable at KRW2.2bn. Condo revenue fell 64.1% to KRW1.5bn and ski revenue fell 44.2% to KRW400m while revenue from Kangwon Land’s Water World waterpark fell 99.5% to less than KRW20m. Meanwhile, the contribution from other subsidiaries dropped 73.4% to KRW200m.Costs of sales for the quarter came to KRW118.3bn, down 12.7%, leaving a gross loss of KRW83.6bn. Following general management expenses of KRW20.2bn, down 63.9%, Kangwon Land’s operating loss came to KRW103.81bn.The operator made a further KRW6.6bn in non-operating income, a 7.3% increase, and KRW13.6bn in financial income, a drop of 34.5%. Other income came to KRW11.3bn, after the business made a KRW82.9bn loss in this area in Q2 of 2019.This led to a pre-tax loss of KRW72.33bn, after the business had made a KRW116.83bn profit the year prior.After receiving a KRW26.77bn tax benefit, Kangwon Land’s net loss came to KRW45.56bn. In Q2 of 2019, Kangwon land made a profit of KRW50.94bn.The business flagship casino in Jeongseongun reopened to the public on 1 July after being closed since 23 February due to the novel coronavirus (Covid-19) pandemic.This followed a temporary “rehearsal” opening on 27 May, which the operator said helped it identify and deal with shortcomings in its reopening plan. In addition, Kangwon land will sterilise casino chips and will place notices around its properties to remind customers to respect social distancing requirements.Image: Laserland / CC BY-SA AddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter Korean casino and resort operator Kangwon Land’s revenue fell 63.5% to KRW270.64bn (£174.6m/€193.9m/$228.7m) in the first half of 2020, after its venues were open only to VIP customers for much of the second quarter of the year.last_img read more

RBS 6 Nations: England analysis

first_imgAnd with that momentum, England had Farrell in the general’s seat silencing a few critics. There are those who feel he is a one-dimensional fly-half, a product of his Saracens upbringing. But Farrell played flat and with a wider screen vision than in any of his previous England appearances. His pass for Geoff Parling’s try was a thing of beauty.Johnny Sexton may play with a more natural élan but Farrell is unflappable. He is ferocious in defence, he boasts a fierce competitive streak and he can play a bit too.Farrell should be the British & Irish Lions Test fly-half this summer.Ruling the airwaves: Richie Gray beats Geoff Parling at a lineoutMidfield headacheKey to Farrell’s approach to the game was the presence outside him of Billy Twelvetrees, who enjoyed an eye-catching debut. It was not long before early comparisons with the Jonny Wilkinson-Will Greenwood axis were being made. Early days, early days. But there is a definite potential for a special partnership to build.Twelvetrees is tall and physical, he’s a strong ball-carrier with a fly-half’s view of the game.The question for Lancaster is whether he can risk heading to Ireland without Brad Barritt anchoring the defence at inside-centre. Manu Tuilagi is fit again and should start at 13. Twelvetrees is on a different level to Barritt with the ball in hand but the Saracen runs England’s defence. I say be bold. Farrell-Twelvetrees-Tuilagi will ask questions of the Irish midfield.Turnover troubleWhere England must improve is in their defence from turnover ball. Scotland punished them twice on Saturday, with tries from Maitland and Stuart Hogg, who was impressive for the visitors. Ireland will be a far more dangerous attacking prospect. There were a few lineout wobbles, too, which Parling will be slavishly ironing out this week. NOT FOR FEATURED Heading Down Under? Owen Farrell enhanced his Lions claims with a strong attacking performanceBy Alex LoweENGLAND RETAINED the Calcutta Cup and launched their Six Nations campaign with a 38-18 victory over Scotland at Twickenham, their biggest win in the fixture for six years. Here’s how…Possession is the lawEngland’s analysis of international rugby had told them that the majority of Test matches in 2012 were won by the team with the least possession. Not on Saturday.England wore Scotland down by bossing both territory (68.5%) and possession (62%) at Twickenham. From the moment Ben Morgan charged upfield in the opening seconds, bouncing Sean Maitland off, England’s ball-carriers had Scotland on the back foot.With Owen Farrell in imperious form behind dominant forwards who were securing quick ball, Scotland never got a foothold in the game.Even when Maitland had given Scotland a surprise lead, England simply marched back downfield and Farrell landed two penalties in quick succession, both earned at the breakdown, to regain control.Centre of attention: Billy TwelvetreesPass and move, it’s the England grooveOne year into Stuart Lancaster’s regime and England are looking to move their game on. They want to play at pace, to keep opposing defences in a permanent state of disorganisation and they achieved it with the forwards offloading and passing before contact. England made a staggering 194 passes and 19 offloads, a “risk-reward” tactic that kept the momentum up and meant Scotland were always scrambling, something they actually did well considering the weight of pressure on them.That game plan relies on good handling skills, which is where Mike Catt’s influence has been important.Lion in waiting To be looking to improve from a winning position, in the wake of a solid, satisfying first performance of the championship is just where Lancaster would want to be.Follow Alex Lowe on Twitter @AlexMLowe LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALSlast_img read more

Merkel Cooper Residence / in situ studio

first_imgShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/914357/merkel-cooper-residence-in-situ-studio Clipboard “COPY” United States Lead Architects: Merkel Cooper Residence / in situ studio ArchDaily in situ studio 2017 ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/914357/merkel-cooper-residence-in-situ-studio Clipboard Photographs CopyHouses•Troutman, United States Architects: in situ studio Area Area of this architecture project Year:  Photographs:  © Keith Isaacs Manufacturers Brands with products used in this architecture project Clients:undisclosedEngineering:Lysaght & AssociatesCollaborators:Kelly Custom BuildersDesign Team:Matthew Griffith, Erin Sterling Lewis, Zach HoffmanCity:TroutmanCountry:United StatesMore SpecsLess SpecsSave this picture!© © Keith IsaacsRecommended ProductsWoodSculptformTimber Click-on BattensWoodBruagBalcony BalustradesDoorsStudcoAccess Panels – AccessDorEnclosures / Double Skin FacadesAlucoilStructural Honeycomb Panels – LarcoreText description provided by the architects. The house is set in a hill, just below the crest, overlooking a lake. The entry drive meanders through a hardwood forest and up the hill, approaching the house from the south. The first glimpse of the house is offered near the top of the drive, revealing the combined carport/entry and the service end of the main house volume.Save this picture!© © Keith IsaacsPublic spaces are hidden on the north end of the house, opening to views of the lake and a deep valley filled with beech trees. A series of site walls negotiate between the steep slope and the simple house form.Save this picture!© © Keith IsaacsThe main level of the house is accessed through a combined carport/entry, composed as a series of layers – wood screen, banded glass wall, structure – that lead to an entry vestibule and the stair. Once inside, movement is around the kitchen volume and into the dining and living spaces. Here one first sees the lake and the beech forest in the valley below. The north end of the main level is a private deck that hovers at the edge of the valley precipice. Save this picture!Ground level planSave this picture!Transverse sectionAll bedrooms are upstairs, with the master at the north end to capture the same lake and valley views. A small “sanctuary” space is in the basement, at the bottom of the three-story stair. This space is for reading by the fire and accessing the lake trail.Save this picture!© © Keith IsaacsThe foundation and site walls for the house are parged concrete block, and the majority of the structure is wood. The large carport roof is structured to be a thin plane that extends off the west side and creates an arrival space. The large entry opening in the wall where the carport roof meets the main volume of the house is the only location where structural steel is used. The plan is arranged around a three-story stair that is the defining feature of the entry.Save this picture!© © Keith IsaacsMembrane roofs, cementitious plank and panel siding, and aluminum-clad wood windows make up the majority of the humble exterior material palette, with storefront windows used at larger openings and wood accents. The interior is made of sheetrock, wood floors, and simple tile.Save this picture!© © Keith IsaacsThe contours of the space and generous supply of natural light animate this spare palette. Generous roof overhangs shuttle water away from the structure and provide shade. The house is a simple structure sited to maximize the experience of the hillside, forest, and distant lake.Save this picture!© © Keith IsaacsProject gallerySee allShow lessRosewood Hong Kong / KPFSelected ProjectsTandem Residential Complex / Rodrigo Martínez / ArquitectoSelected Projects Share Merkel Cooper Residence / in situ studioSave this projectSaveMerkel Cooper Residence / in situ studio CopyAbout this officein situ studioOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesTroutmanUnited StatesPublished on April 12, 2019Cite: “Merkel Cooper Residence / in situ studio” 12 Apr 2019. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogPanels / Prefabricated AssembliesTechnowoodPanel Façade SystemRailing / BalustradesMitrexIntegrated Photovoltaic Railing – BIPV RailingMetal PanelsAurubisCopper Alloy: Nordic BrassHanging LampsVibiaHanging Lamp – VOLConcreteKrytonCrystalline Waterproofing – KIMSkylightsLAMILUXGlass Skylight FE PassivhausPorcelain StonewareCosentinoSurfaces – Dekton® Chromica CollectionBricksFeldhaus KlinkerThin Bricks – ClassicGlassDip-TechDigital Ceramic Printing for Interior DesignWoodStructureCraftEngineering – FootbridgesAluminium CompositesCymat Technologies Ltd.Bundang Doosan Tower – Alusion™ Stabilized Aluminum FoamTable LampsRoss GardamDesk Lamp – OraMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Save this picture!© © Keith Isaacs+ 16Curated by Paula Pintos Share Houses Area:  3291 ft² Year Completion year of this architecture project “COPY” Projects Manufacturers: Dopko Cabinetry, James Hardie, Jeld-Wen, Classic Gutter, TPO Membranelast_img read more

Nono House / Contino – D’Elia Arquitectos

first_img Houses “COPY” Lead Architect: Laura Contino, Ramiro D’Elia CopyAbout this officeContino – D’Elia ArquitectosOfficeFollowProductsWoodConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesSierra de los PadresArgentinaPublished on August 30, 2019Cite: “Nono House / Contino – D’Elia Arquitectos” [Casa nono / Contino – D’Elia Arquitectos] 30 Aug 2019. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogPanels / Prefabricated AssembliesTechnowoodSiding Façade SystemWindowsMitrexSolar WindowMetal PanelsAurubisPatinated Copper: Nordic Green/Blue/Turquoise/SpecialMetal PanelsDri-DesignMetal Panels – CopperIn architectureSikaBuilding Envelope SystemsExterior DeckingLunawoodThermowood DeckingMembranesEffisusFaçade Protection – Breather+Metal PanelsPure + FreeFormCustom Metal Cladding – Legacy Fund 1 BuildingWood Boards / HPL PanelsInvestwoodWood Fiber Partition Walls – ValchromatDoorsLinvisibileLinvisibile FILO 10 Vertical Pivot Door | BrezzaSkylightsFAKROEnergy-efficient roof window FTT ThermoToilets / BidetsBritexToilets – Accessible Centurion PanMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/924016/nono-house-contino-delia-arquitectos Clipboard Photographs “COPY” Projects ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/924016/nono-house-contino-delia-arquitectos Clipboard Area:  110 m² Year Completion year of this architecture project Photographs:  Javier Agustin Rojas Manufacturers Brands with products used in this architecture project Argentina 2019 Save this picture!© Javier Agustin Rojas+ 35Curated by Clara Ott Share ArchDaily Nono House / Contino – D’Elia ArquitectosSave this projectSaveNono House / Contino – D’Elia Arquitectos CopyHouses•Sierra de los Padres, Argentina Nono House / Contino – D’Elia Arquitectos Constructed Area:110m2 cubiertos, 85m2 semicubiertosCity:Sierra de los PadresCountry:ArgentinaMore SpecsLess SpecsSave this picture!© Javier Agustin RojasRecommended ProductsWindowsLibartVertical Retracting Doors & WindowsDoorsdormakabaEntrance Doors – Revolving Door 4000 SeriesDoorsStudcoAccess Panels – AccessDorWoodSculptformTimber Click-on BattensText description provided by the architects. The landscape is ample. In the background: the immense countryside. The request: a house in which to rest, spend the holidays, receive family and friends. “Let it be a house floating in the air and made of concrete …”Save this picture!© Javier Agustin RojasSave this picture!Ground FloorSave this picture!© Javier Agustin RojasThe structure is the house. A blind and solid base on the ground floor, which receives and directs the gaze towards the immediate landscape. The staircase distributes and is space in itself: access, corridor, vertical circulation and the services areas in its interior. It intersects the visuals and unites the three floors.Save this picture!© Javier Agustin RojasAbove, beams, slabs and partitions order the space, which receives sun on one side and the view on the other. This pattern advances to the terrace and from there, it returns to the ground by means of a suspended staircase. Thus, it reaches the garden, the barbecue and again the access.Save this picture!© Javier Agustin RojasSave this picture!SectionSave this picture!© Javier Agustin RojasProject gallerySee allShow lessEaton Socon Preschool / Devlin ArchitectsSelected ProjectsGemeinschaftssaal Community Hall & Apartments / Blättler Dafflon ArchitektenSelected Projects Share Year:  Manufacturers: AutoDesk, Durlock, Eternit, Etex Colombia, Protex, Trimble Navigation Architects: Contino – D’Elia Arquitectos Area Area of this architecture projectlast_img read more

The Deformed Roof House of Furano / Yoshichika Takagi + associ…

first_imgThe Deformed Roof House of Furano / Yoshichika Takagi + associatesSave this projectSaveThe Deformed Roof House of Furano / Yoshichika Takagi + associates ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/921773/the-deformed-roof-house-of-furano-yoshichika-takagi-plus-associates Clipboard Houses CopyHouses, Renovation•Furano, Japan Projects Japan Year:  Area:  96 m² Year Completion year of this architecture project The Deformed Roof House of Furano / Yoshichika Takagi + associates 2018 ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/921773/the-deformed-roof-house-of-furano-yoshichika-takagi-plus-associates Clipboard Save this picture!© Ikuya Sasaki+ 18Curated by Paula Pintos Share Architects: Yoshichika Takagi + associates Area Area of this architecture project “COPY” Photographs CopyAbout this officeYoshichika Takagi + associatesOfficeFollowProductWood#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesRefurbishmentRenovationIcebergFuranoOn InstagramOn FacebookJapanPublished on March 27, 2020Cite: “The Deformed Roof House of Furano / Yoshichika Takagi + associates” 27 Mar 2020. ArchDaily. Accessed 10 Jun 2021. ISSN 0719-8884Browse the CatalogBathroom AccessorieshansgroheBath & Shower ThermostatsGlass3MGlass Finish – FASARA™ NaturalPartitionsSkyfoldVertically Folding Operable Walls – Mirage®WindowsVitrocsaSliding Window – Mosquito NetSinksBradley Corporation USASinks – Verge LVG-SeriesMetal PanelsTrimoQbiss One in Equinix Data CentreSignage / Display SystemsGoppionDisplay Case – Q-ClassMetal PanelsLongboard®Aluminum Battens – Link & Lock – 4″Sports ApplicationsPunto DesignPunto Fit in Ekaterinburg Public SpaceWoodBlumer LehmannFree Form Structures for Wood ProjectsKnobsKarcher DesignDoor Knob K390 (50)TablesVitsœ621 Side TableMore products »Save想阅读文章的中文版本吗?变形屋顶住宅,北海道传统建筑形式“民屋”的演化 / 高木贵间建筑设计事务所是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream ArchDaily “COPY” Photographs:  Ikuya SasakiSave this picture!© Ikuya SasakiRecommended ProductsWoodGustafsWood Veneered Wall & Ceiling PanelsWindowsRabel Aluminium SystemsMinimal Casement Windows – Rabel 8400 Slim Super Thermal PlusWindowsKalwall®Facades – Window ReplacementsEnclosures / Double Skin FacadesFranken-SchotterFacade System –  LINEAText description provided by the architects. This plan is to renovate a house, built in 1974, into a two-family house. Its’ current figure is a result of going through extensions and reconstructions twice. Housings such as these which are called “Deformed Roof” houses, can be seen often in Hokkaido, but is difficult to call them beautiful, and cannot be seen out of Hokkaido. It could be said as a vernacular and anonymous kind of design.Save this picture!© Ikuya SasakiLooking back on the modern history of “Minka” in Hokkaido, the style of “Triangular Roof” houses was established in the period of 1950’s~1960’s. The period of “Deformed Roof” houses followed that, and lasted for about 10 years after the 1960’s. When researching about the reasons of the style change, it is possible to assume by circumstantial evidence, but cannot reach the most important point, which is the motive.Save this picture!© Ikuya SasakiConsidering from a different point of view, such as human history, it can be outlined by saying that it is mannerism, which is defined as a divergence from the legitimate style, and a concept that humans repeat historically, rather than a “concept of an independent style”, such as Renaissance style. Like the relationship between modern and post-modern in history, to place “Deformed Roof” houses towards “Triangular Roof” houses would not be so inexplicable. The base of this plan was to pass this “Deformed Roof” house, which can be said as a conceit in Hokkaido “Minka” history, down to the next generation.Save this picture!© Ikuya SasakiThe house was renovated so that the parent household would be on the 1st floor and the child household on the 2nd floor, and also extension was done to fulfill the necessary rooms. Since insulation improvement and structural reinforcement was also required, the house was disassembled to its’ frames, and was extended for 1 “ken (a Japanese unit, 1 ken=1,820mm)” on the gable end, tracing the form of the deformed roof.Save this picture!After renovation planSave this picture!SectionThe extended part softly connects the parent household and child household, and also functions as a share unit with an agricultural greenhouse-like nature, possessing features of a terrace, windbreak room, and an all access area. It is also a “doma (dirt floor)”, which is essential for farmer households in Japan, and is also a cross-section space for work and living.Save this picture!© Ikuya SasakiExtension cost was reduced by making it a half-outdoor space. In the structure of the extended part, a pillar is placed by 105×180@1820, and by receiving the wind pressure resistance by the longitudinal pillar, the horizontal member was excluded. By layering the plan (rather forcefully) to the decided construction design, a misalignment arose in the terrace and opening, which led to the appearance of an upgraded manneristic dimension.Save this picture!© Ikuya SasakiTriangular Roof houses. The features are 1) concrete block constructed, 2) the living room placed at the center, no corridors in the floor plan, 3) the roof built by wood by gradient method and sheet-metal finished, in order to make it easier for the snow to fall off. The background for such features is that in order to get financial aids, the house had to be built following the “Hokkaido Cold-Proof Housing Construction Acceleration Ordinance (established 1953) . By following the ordinance, houses were placed at the center of building sites, creating beautiful streets with a kind of rhythm in the homogeneously divided residential lots.Save this picture!© Ikuya SasakiDeformed Roof houses. There are several patterns in the shapes of “Deformed Roofs”, and all are roofed by sheet-metal. One of the reasons of modal alteration from “Triangular Roofs” is that the range of financing was expanded to wooden houses, allowing more freedom to the design. Another is the advancement of sheet-metal technology, which made it possible to build roofs in a more complex figuration. Nonetheless, it cannot be expressly said that that the driving force of this design is the technical improvement of “Triangular Roof” style.Save this picture!© Ikuya SasakiProject gallerySee allShow lessGalleria in Gwanggyo / OMASelected ProjectsMichael Sorkin, American Architect and Critic, Dies at 71 of CoronavirusArchitecture News Sharelast_img read more

La clase trabajadora se une en toda la India¡Huelga de 250 millones de personas!

first_imgLas mujeres jugaron un papel destacado en la huelga de toda la India, el 26 de noviembre.Por segunda vez este año, una movilización global en una “huelga de toda la India” sacó a 250 millones de trabajadores. Con una de cada cuatro personas en edad de trabajar en la India participando, este paro laboral de 24 horas puede reclamar nuevamente el estatus de “la huelga más grande del mundo”. La primera huelga general récord tuvo lugar el 8 de enero.Participaron diez de las federaciones laborales de la India, unidas bajo la “plataforma conjunta”. Cinco estados (Kerala, Puducherry, Odisha, Assam y Telangana) fueron cerrados por completo, mientras que la actividad diaria se redujo en muchos otros.News Click, una fuente de noticias progresista de la India, informó el 26 de noviembre: “La huelga provocó la interrupción del trabajo en bancos, servicios financieros, diversos servicios gubernamentales, transporte, unidades de acero, puertos y muelles, servicios de telecomunicaciones, plantaciones, unidades de generación de energía, carbón y otras minas, unidades de producción de petróleo y gas natural, y millones de otras industrias diversas”.El informe continúa: “Es probable que las oficinas gubernamentales, los ferrocarriles, los servicios de correos y telégrafos y decenas de otras oficinas gubernamentales también se vean afectados ya que los empleados realizarán manifestaciones de solidaridad. Varias [cientos de miles] mujeres que trabajan como trabajadoras / ayudantes de Anganwadi [guardería infantil rural], trabajadoras de la salud, cocineras de mediodía y las empleadas en otros planes administrados por el gobierno también se han declarado en huelga”.Citando la declaración conjunta del sindicato, dice: “Se han recibido informes de huelgas exitosas en minas de carbón y cobre, incluidas otras minas de recursos minerales. Los empleados de los sectores postal, de telecomunicaciones y siderúrgico también estuvieron en acción y los gramin dak sevaks [trabajadores postales rurales] observaron una huelga del 100 por ciento”. (tinyurl.com/y4wsthaw)Asentamientos, bloqueos de callesLos huelguistas realizaron sentadas y manifestaciones masivas y bloquearon el tráfico y las vías del tren. Quemaron una efigie del presidente de derecha Narendra Modi. Hubo una participación masiva de los trabajadores desempleados, no organizados, autónomos y del sector informal, así como de estudiantes. Las mujeres jugaron un papel destacado.La plataforma conjunta de las federaciones laborales planteó demandas de ingresos mínimos, alimentos para las familias pobres, un número de jornadas garantizadas, salarios más altos, pensiones para todos y el fin de las jubilaciones anticipadas forzadas. Pidió al gobierno que detenga las privatizaciones y también retire todas las “leyes contra los agricultores y los códigos laborales contra los trabajadores”. Surgieron demandas adicionales en torno a una serie de cuestiones, desde la finalización de la subcontratación del trabajo hasta la reimposición de la jornada de 12 horas. La provisión de medidas de seguridad para detener la propagación de COVID fue un tema clave, ya que India tiene la segunda tasa de infección por coronavirus más alta del mundo. (Worldometers, 29 de noviembre)Mientras 250 millones de trabajadores estaban en huelga, agricultores de todo el país intentaron marchar hacia Delhi, la capital del país. Están protestando por un nuevo “proyecto de ley agrícola” a favor de las empresas agrícolas, pero los agricultores también se solidarizan plenamente con los trabajadores.Las fuerzas gubernamentales bloquearon los caminos de los agricultores con barricadas y alambre de púas, y dispararon gas lacrimógeno y cañones de agua en medio del frío. Pero, anticipándose a los obstáculos impuestos por el gobierno, los agricultores empacaron una variedad de suministros, desde alimentos y agua hasta cargadores de teléfonos celulares. Estos agricultores decididos se negaron a moverse, rompiendo los bloqueos hasta que se les permitió ir al Parlamento y presentar sus demandas.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

Higher Net Interest Rate Income Drives Revenue Hike for SunTrust; Comerica Earnings Down

first_img The Best Markets For Residential Property Investors 2 days ago Home / Daily Dose / Higher Net Interest Rate Income Drives Revenue Hike for SunTrust; Comerica Earnings Down SunTrust Banks, Inc. reported a net income increase of 14 percent to $467 million available to common shareholders, according to the bank’s Q2 2015 earnings statement released Friday. The bank credits their continued execution of core strategies to their solid earnings growth and improved returns.The Q2 2015 net income for SunTrust was $0.89 per average common diluted share compared to $0.78 per share earned in the last quarter, and includes a $0.03 favorable impact by a per share from a discreet income tax benefit.According to the report, earnings per share increased $0.17 over the second quarter of 2014, which was negatively impacted by $0.09 per share. For the first half of 2015, earnings per share were $1.67.”Our performance this quarter demonstrates solid execution of our key strategies – deepening client relationships, optimizing the balance sheet, and improving efficiency,” said William H. Rogers, Jr., chairman and CEO of SunTrust. “This was evidenced by higher revenue, continued deposit growth, and improved returns.  In addition, our asset quality performance continues to be strong. As we look forward, we are confident in our strategies and remain intensely focused on delivering further value to our clients and shareholders.”Total revenue was $2.1 billion for the current quarter, an increase of $85 million compared to the previous quarter. SunTrust noted that this increase is mostly due to higher net interest income and broad-based growth in fee income.SunTrust determined that mortgage production-related income for the current quarter was $76 million compared to $83 million for the prior quarter and $52 million for the second quarter of 2014. Mortgage production volume increased 27 percent compared to the prior quarter and applications declined 10 percent sequentially, entirely driven by lower refinance activity given the increase in interest rates in the second quarter.“The sequential quarter decrease was due to a decline in interest rate lock volume and gain-on-sale margins,” the report said. “The increase compared to the second quarter of 2014 was driven by higher mortgage production volume and a decline in the provision for repurchases, partially offset by a decline in gain-on-sale margins.  Gain-on-sale margins in the current quarter were adversely impacted by higher mortgage interest rates and an increase in loan production from the correspondent channel.”The earnings report also found that mortgage servicing income was $30 million for the current quarter, compared to $43 million in the prior quarter.Comerica reported that their Q2 2015 earnings reached $135 million, or $0.73 cents per share in their earnings statement also released on Friday. Last quarter, the bank reported a net income of $134 million and $151 million fo  Q2 2014.”Our second quarter results reflect the advantages of our diverse geographic footprint and industry expertise,” said Ralph W. Babb, Jr., chairman and CEO for Comerica. “Average loans were up $2.1 billion, or 5 percent, compared to a year ago and were up $682 million, or 1 percent, relative to the first quarter, with increases in most markets and business lines. Relative to the first quarter, average deposits increased $408 million, or 1 percent, with noninterest-bearing deposits up $668 million.”Comerica’s revenue increased 2 percent compared to Q1 2015 and returned $96 million to shareholders through equity buybacks and increased dividend.”Revenue was up 2 percent, with growth in both net interest income and fee income in the second quarter. Charge-offs, nonaccruals and criticized loans remained well below normal historical levels. The provision for credit losses increased, primarily as a result of an increase in reserves for energy exposure. Noninterest expenses decreased $23 million to $436 million, primarily due to a decrease in litigation-related expense. Our balance sheet is well positioned to benefit as rates rise. We remain focused on the long-term with a relationship banking strategy that continues to serve us well.” Sign up for DS News Daily Share Save  Print This Post Banks Comerica Earnings Statements Profits SunTrust 2015-07-17 Brian Honea Previous: Fed Likely to Raise Rates By Year’s End If ‘Economy Evolves’ As Expected Next: Fannie Mae Reaches Milestone With Latest Credit Risk Sharing Transaction Subscribe Servicers Navigate the Post-Pandemic World 2 days ago Related Articles Xhevrije West is a talented writer and editor based in Dallas, Texas. She has worked for a number of publications including The Syracuse New Times, Dallas Flow Magazine, and Bellwethr Magazine. She completed her Bachelors at Alcorn State University and went on to complete her Masters at Syracuse University. Data Provider Black Knight to Acquire Top of Mind 2 days ago About Author: Xhevrije Westcenter_img The Week Ahead: Nearing the Forbearance Exit 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago in Daily Dose, Featured, News Demand Propels Home Prices Upward 2 days ago Higher Net Interest Rate Income Drives Revenue Hike for SunTrust; Comerica Earnings Down July 17, 2015 1,691 Views Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Tagged with: Banks Comerica Earnings Statements Profits SunTrustlast_img read more

Sleeping 6-year-old girl fatally shot in the head when bullets struck her house; no arrests: Police

first_imgkali9/iStock(CLEVELAND) — A 6-year-old girl was asleep in her Cleveland home when bullets struck the house, hitting her in the head and killing her, police said.The house was “shot up” at about 1 a.m. Saturday, Cleveland Police Sgt. Jennifer Ciaccia said.The little girl was rushed to a hospital where she was later pronounced dead, she said.The victim was Lyric Lawson, who was one of three sisters, according to ABC Cleveland affiliate WEWS.“She’s the middle child, they hang out every day. They love their grandparents, they love their parents,” Lyric’s uncle, Davell Lawson, told WEWS. “They’re just regular kids. And all I want to know is who would do something like this?”No arrests have been made, Ciaccia said.A dark car was spotted leaving the scene but no further description was available, Ciaccia said.The murder investigation is ongoing and anyone with information is asked to call the Cleveland Police at 216-621-1234.A vigil and march to honor the little girl is set to take place Monday evening. Family and friends will walk from an elementary school to the home where Lyric was killed, WEWS reported.Copyright © 2019, ABC Audio. All rights reserved.last_img read more

TED AND CLARE ZIEMER SOCIETY SUPPORTS PEDIATRIC FEEDING PROGRAM AT ST. VINCENT

first_imgFacebookTwitterCopy LinkEmailShare One year ago St. Vincent launched the Ted & Clare Ziemer Society at St. Vincent Evansville Foundation. They have over 170 members who have contributed to their efforts (and they are just getting started)! The Ziemer Society is about having fun, while giving back and helping patients at St. Vincent. Each of the events support a philanthropic need at St. Vincent.JJ and Ava are patients of our Pediatric Feeding Program at St. Vincent Center for Children. JJ is from Chicago and Ava is from Columbus, Ohio. They were some of the first patients to use the new equipment funded by the Ted & Clare Ziemer Society in the feeding program’s sensory room. Children who receive sensory input prior to feeding treatments are better able to focus and participate in therapy.We invite you to support the pediatric patients at St. Vincent, network while having some fun?   Please join us for our next Ziemer Society event on Thursday, September 28 from 6:00 – 8:00 p.m. at the home of Rachel and Brian Spalding. The Pizza Revolution will be serving delicious wood fired pizza. Event proceeds will benefit Endoscopy patients at St. Vincent.To learn more and RSVP, please contact Adam Trinkel with St. Vincent Evansville Foundation at 812-485-4730 or [email protected]center_img last_img read more