Tag: 一般住酒店怎么叫保健

Choosing a deductible for your car insurance

first_img 114SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Ed SanFilippo Edward J. SanFilippo is a freelance writer, editor, and researcher with expertise across a broad range of topics. He has nearly 20 years of experience writing for public agencies, private … Web: www.financialfeed.com Details So you’re buying a car and need to make a decision about insurance. Presumably you’ll compare price and coverage options, and in doing so you’ll see that price varies based on the deductible you select. What is a deductible, and what factors should you consider in making your decision?Deductible Defined and Explained: Your deductible is the amount of money you must pay for vehicle repairs before the auto insurance company pays the remaining costs. For example, if your car is damaged and your deductible is $1,000 but the damage to your car is $1,500, you would pay the $1,000 and your insurance provider would cover the remaining $500.Choosing a Deductible: Making this choice depends on your personal comfort level, the amount of risk you‘re willing to take, and is sometimes determined by the entity that finances your car. An insurance broker can help you make a decision based on your personal situation, but here are a few factors to consider when deciding:Emergency funds: Do you have a healthy savings account and/or emergency fund? What can you afford to pay out of pocket if something happens? A higher deductible can lower your monthly premiums and save you money each month, but if you cannot afford the deductible itself when repairs are needed, this is likely not a good option.Value of your vehicle: More expensive vehicles are typically more expensive to insure. For high-value vehicles, a high deductible might make sense because the savings can be significant. On the other hand, the value of an older vehicle might be similar to the cost of a high deducible. This means that in some instances, replacement of the older vehicle might be more cost effective than repairs, suggesting a low deductible is best.Risk: Evaluate your personal likelihood of needing to file a claim. It doesn’t matter if you’re a good driver; everyone has some level of risk. Do you drive frequently, and in high-traffic times or areas? Do you live in a place with a large proportion of high-risk drivers? Do you have a teenager learning to drive? What other personal risk factors should you consider?last_img read more

Euronav offloads VLCC oldie

first_img Posted: 4 months ago Yesterday, Euronav released its financial report for Q1 2020 which shows a profit increase of more than 1000 per cent. Profit for the period stood at $225.6 million, compared to $19.5 million seen in Q1 2019. The surge was attributed to a very robust freight market driven by increased crude supply and buoyant crude storage demand. As previous reports showed, tankers have been in high demand for storing crude amid a shortage of on-shore storage capabilities and plunging demand for oil due to COVID-19 shutdowns. “The vessel will be delivered to her new owners at the end of May after completion of the current voyage,” Euronav informed. Euronav posts massive surge in Q1 profit TI Hellas VLCC. Image Courtesy: Euronav Euronav’s owned and operated fleet consists of 2 V-Plus vessels, 41 VLCCs, 25 Suezmaxes and 2 FSO vessels. Belgium’s tanker shipping company Euronav has disposed of TI Hellas, one of its oldest very large crude carriers (VLCCs).center_img The 319,254 dwt tanker has been sold for $38.1 million. Euronav expects to record a capital gain on the sale of about $1.6 million in the current quarter. Categories: Business & Finance As part of its fleet rejuvenation strategy, the tanker company has since the beginning of the year sold one VLCC and two Suezmax vessels – all over 15 years of age — but also aquired four newbuild Eco-type VLCC resales due for delivery later in 2020 and early 2021. Posted: 4 months ago Although Euronav did not disclose the buyer of TI Hellas, VesselsValue’s data shows that the company in question is Greece-based Altomare which purchased the vessel in April.last_img read more